ACH Payments

End-to-end digital payments without leaving NetSuite

Charted ACH Payments eliminates the fragmented mess that plagues most finance teams when making payments. No switching between banking portals, no vulnerable NACHA files, no separate payment platforms. Intelligent automation works where your data lives, using your existing bank relationships.

ACH Payments transforms AP operations in NetSuite

  • 100% Payment data stays within NetSuite
  • 60-80% Reduction in payment processing time
  • Zero NACHA files to manage or secure

How it works

Payment automation without the payment headaches

Connect

Your bank. Your choice.
Connect any US business bank account without changing your banking relationships. Our self-service setup works with hundreds of banks and supports unlimited subsidiaries—no technical complexity on your end. Setup takes minutes, not months.

Onboard

Vendor data collection, done right.
Send vendors secure payment invites with two-factor authentication. No more collecting bank details over email or storing sensitive information in spreadsheets. Vendors choose their payment method while you maintain complete control of the vendor relationship.

Approve

Email approvals that save licenses.
Route payments through sophisticated approval workflows where stakeholders can approve directly from email—no NetSuite license required. Stop forcing approval bottlenecks just to minimize licensing costs.

Execute

One click. Done.
Release payments directly from NetSuite with zero manual file handling. While other solutions make you download NACHA files and upload them to banking portals, we handle the complexity behind the scenes. Create end-to-end payments, without the back-and-forth.

What’s included

Automation without compromise

  • Eliminate payment security risks
    Eliminate the security risks and manual effort of creating, downloading, and uploading vulnerable NACHA text files that can be manipulated or corrupted.

  • Bring your own bank (without vendor lock-in)
    Unlike solutions that force specific banking relationships or require you to change how you bank, our approach works with any US business bank account.

  • International payments without the international headaches
    Pay vendors in 160+ countries through IACH with competitive FX rates—all from within NetSuite.

  • Built-in fraud protection
    Two-factor authentication for vendor onboarding, encrypted data transmission, and elimination of business email compromise risks from collecting bank details over email.

  • Real-time visibility (not real-time guesswork)
    Track payment status and reconcile automatically using NetSuite’s Bank Match Data.

Customer success story

Affinia Therapeutics achieved an 80% boost in efficiency with Charted by automating everything from bill capture to payment processing.

For your team

CFO

Transform manual payment processes into strategic cash flow management across your entire finance organization.

Controller

End the NACHA file nightmare and streamline reconciliation with native NetSuite integration.

AP Professional

Transform your role from payment processor to strategic partner.

CIO

Deploy enterprise-grade payment automation without the enterprise headaches.

NetSuite Admin

Implement comprehensive payment automation with zero maintenance burden.

Frequently asked questions

  • Can I initiate ACH payments directly from NetSuite?
    Yes. Payments are initiated, approved, and tracked entirely within NetSuite.

  • Does Charted support batch ACH payments to multiple vendors?
    Absolutely. You can select multiple vendor payments and release them as a single batch.

  • How are vendor bank details securely stored and managed?
    Through two-factor authenticated onboarding links with industry-leading encryption.

  • Can I set payment limits or approval rules for ACH payments?
    Yes, based on amounts, departments, or custom criteria.

  • Are ACH payments automatically reconciled in NetSuite?
    Payments are seamlessly integrated via NetSuite’s Bank Match Data.

  • How is sensitive bank and payment data protected?
    Through multiple security layers including two-factor authentication and encrypted transmission.

  • Is Charted ACH software compliant with NACHA rules and regulations?
    Yes, Charted is fully compliant through our banking partner relationships.

  • Does the system provide audit trails for all ACH transactions?
    Complete audit trails are automatically maintained within NetSuite for every payment.